How to Find a
No Fault Doctor & Physical Therapist
A no fault doctor can help if you have been involved in a car accident. You might have been a passenger, a driver, a bicyclist, or a pedestrian. Never the less you
are injured and in need of medical attention. You go to the emergency room and
the emergency room doctor tells you that there is nothing wrong with you
(that’s what they are trained to do) and to take some Advil. You walk out
knowing that you are not crazy. You wake up the next morning stiff, experiencing
intense pain, and don’t know what to do. Maybe you see an attorney and they
explain what your rights are or maybe a friend tells you that you need a no fault doctor. What exactly is a no fault doctor?
What is a No Fault Doctor?
Simply put a no-fault doctor is a physician who accepts
no-fault insurance. That’s the insurance that’s covered by either your car
insurance (if you were a passenger in a car), or if you were a pedestrian hit
by a car. New York State is one of 14 states and provinces that have a No-Fault
law. They include: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan,
Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah, and Puerto
Rico. No fault laws are laws that state no matter who is at fault for the
accident the insurance carrier of the car you were in will cover your medical
expenses. Most cars have a 50/100 policy. That means the car insurance company
will cover up to $50,000 per person or up to $100,000 maximum for all of the
people in the car.
The best No-Fault doctors work in conjunction with physical
therapists. Physical therapists handle the day to day care of the patients.
Physical therapists will use heat stimulation to loosen tight muscles, cold
pads to prevent swelling, and possibly some strength and conditioning
exercises. Physical therapists also play an important for pre op and post op patients.
No fault doctors will sometimes prescribe physical therapists to work on a
patient to prevent the need for an operation. If the physical therapist can
strengthen the muscles around the joint such as a knee or shoulder, then
sometimes an operation can be prevented. In a post operation situation the
physical therapist has a vital role in rehabilitating the patient with a
variety of exercises in conjunction with heat and cold therapy.
The best case scenario is when a no fault doctor has a
physical therapist, acupuncturist, chiropractor under one roof. In New York
City these pain management offices are very common. But, you have to be careful
because many of these offices have will use unsavory characters called runners
to steer patients to their offices. These people are directly responsible for
higher insurance rates in states such as California and New York. A lot of
times these runners will set up fake accidents and send patients to these
What is the best way to find a No
Fault Doctor and Physical Therapist?
The best way to find a no fault doctor and physical
therapist is through word of mouth. You may have a friend who had a good
experience at an office and they can tell you where to go. You can also use
your local search engine such as Google, Yahoo, and Bing. There are literally
thousands of no fault doctors and physical therapists who advertise on the
internet. Just type: no fault doctor or physical therapy and your city, town or
zip code ex: physical therapy brooklyn, or physical therapy 11205 or no fault
doctor bronx. You can also ask your car insurance company. Some companies do have a list of doctors and can refer you to one. Another great source is your family doctor. He may have a colleague he can refer you to. Make sure that the office you choose can handle your type of situation (if you had knee or shoulder surgery they need to have the proper equipment such as weights and stationary bikes). It is also important to ask if
the no fault doctor and physical therapist take your particular insurance. All car
insurance companies are not created equal. Some companies will not pay your
medical bills even though they are suppose to by law. Doctors are in the
business of healing people and don’t have the time to fight with insurance
companies. This is not what they went to school for. So, some no fault doctors
will refuse to take a patient because the patient’s car insurance company will
make the experience a nightmare and the insurance company will bury the doctor with a ton of paper work in order for the doctor to get paid. It’s just not worth the hassle.
No Fault Doctors and Physical Therapists are critical in personal injury lawsuits
If you are involved in a personal injury lawsuit a fully
contained no fault doctor’s office is critical is to your case as these offices
are used to preparing doctor reports that will stand up in court and your personal injury attorney will absolutely need these reports for your case. They also will prescribe a battery of test such as range of motion and nerve conductor tests which are critical for your personal injury case. They have to go the extra mile for proof of your injuries as the New York courts are very stringent as to proof of your injuries.
The location of the No Fault Doctor
and Physical Therapist is important
It is also important to pick the proper location for your
doctor. This is very critical and not to be overlooked. Most people will
probably treat between a few weeks to a few months. Going two to three times a
week for therapy can be a grind and if the office is not close to you – you
will not want to go for your treatment. So make sure the office is within a
mile of your home or job (after a long day of work no one wants to go to the
doctor to take care of their neck or back pain). Human nature is to not do what
is best for you. We tend to do what is easiest for us.
The important factors are:
- Find a local doctor through a friend, search
engine (Google, Yahoo, Bing), your car insurance or family doctor
- Make sure they can handle your type of case such
as personal injury, post op rehab, ect…
- Ask if they accept your car insurance
- Choose and office that is close to your house or
Hopefully we have answered all of your questions. If your
want further information about physical therapy and the benefits you can click
on this link at the bottom of the page or simply call us 718-219-8539 and we
will schedule an appointment with one of our excellent no fault doctors and
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